The programs available to home buyers vary by state and usually specify that certain requirements be met before that buyer is approved for the program.
Some programs also offer qualified buyers a home loan or mortgage with a discounted interest rate.
Some first time home buyer grant program requirement examples are:
Home Buyer Education - Some state programs require that applicants of their first time home buyer program attend a home ownership/home buying "seminar" to be certain the buyer is ready for the transition from being a renter to a home owner. get more information